Stripe Invoice Fee Calculator

Estimate how much fees you will be paying when invoicing your clients.

Total fees


You will receive


If you invoice for

You should ask for


If you need

The amounts are calculated based on the US Stripe fee of 2.9% + $0.30 per transaction.

Stripe Invoice Fee Calculator

Stripe is a payment processor that offers businesses the opportunity to accept credit card payments. As it's one of the easiest and most popular ways to process payments, many small business owners are turning to Stripe as their preferred method of accepting payments.

The downside is that processing fees can eat into your profits. But with this Stripe fee calculator, you'll know exactly how much money you're going to make before deciding whether Stripe is right for you.

Why Choose Stripe to Get Paid

Stripe is a great option for startups or e-commerce businesses who want a fully functional payment gateway that is easily customizable to fit your brand and business.

While many banks require businesses to create merchant accounts before they can accept your customers' payments, Stripe does away with that. Just sign up with Stripe and get payments sent to your existing accounts.

Stripe also lets you easily test transactions, which is great if you're running an e-commerce shop or want to brand your checkout pages for maximum quality. Other gateways require special registrations in order to run tests, and may even have limited branding opportunities, if any. If making sure your brand is front and center is important to you, Stripe would be the best choice.

Your business can enjoy a straightforward pricing scheme, coupled with great security and features, such as:

  • No need to store customer or card information on your own servers
  • Allow the use of saved cards without touching card data yourself
  • Additional security for customers with security questions
  • Support for subscriptions
  • Fraud protection
  • Mobile payments

How are Stripe Fees Calculated?

Stripe fees are fairly straightforward, but can be confusing if you don't know what you're looking for.

There are no monthly fees to use Stripe. Each time you receive payment using Stripe's payment gateway, you just get charged a transaction fee:

a fixed fee (US$ 0.30)
2.9% of the total transaction

Customized pricing is possible for large payment volumes.

If you have international transactions, these will incur an additional 1% transaction charge as well as exchange rate fee.

Large wire transfers, direct debit, recurring charges, and the like are also subject to different transaction fees.

How Do I Avoid Fees on Stripe?

While there are currently no ways to avoid the fees on Stripe, you can look into passing the Stripe fee on to customers as an additional processing fee. This may be against the law in some jurisdictions, so check first before doing this!

Take note that raising the price you charge customers also affects the total amount charged to you, so there is no clear-cut way of doing this! Using a handy Stripe fee calculator like the one InvoiceBerry is offering here can help you determine exactly how much you need to charge for your products.

Speaking of that...

How a Stripe Fees Calculator Can Help

A Stripe fees calculator is a valuable tool you can use to accurately determine exactly how much you are supposed to receive for transactions made through Stripe.

This helps you because:

  • You will know how much your business is getting from your customers. Using payment gateways is part of the cost of doing business, but that doesn't mean you'll have to accept this cost blindly. By knowing exactly what you'll get, you can set prices and adjust your margins accordingly.
  • Learn how much you need to charge for products and adjust easily. If the cost of using Stripe is more than what customers are willing to pay, then it doesn't make sense for your business to use Stripe. A calculator can make this number clear to you so you know how much you need to cover if you're adjusting your prices.
  • Save time and minimize errors with an accurate calculator. No matter how great you are at math, manually calculating how much Stripe will charge you can be prone to errors when we're in a hurry. A Stripe calculator will get you the right number every time.
  • Create business plans close to reality with accurate numbers. If you know how much you're paying to use Stripe, you'll rest easier knowing that your business decisions are based on solid numbers. Stop the guesswork!

How to Use the Stripe Invoice Fee Calculator

The Stripe Invoice Fee Calculator is easy to use if you need to quickly determine how much you're paying Stripe to use their gateway. Use this when calculating prices and margins!

First, plug in the amount of money you want to calculate fees for. Click on Calculate to get the actual numbers.

After clicking Calculate, you will automatically see from the numbers below how much money it'll cost you per payment accepted through Stripe.

The first column shows the actual fee collected by Stripe from your transaction.

The second column quickly tells you how much you're getting, so you don't have to do the calculation yourself.

The third column tells you exactly how much you should price your item if you'd like to receive the exact amount you entered. This is great if you already know exactly what you need to make!

If you need to change the amount, or check fees for another product or service you are offering, simply enter the new amount in the field. Click Calculate again to get your new numbers.

Frequently Asked Questions

Find all answers here

Is the Stripe Invoice Fee Calculator free?

Yes! Our calculator is completely free for you to use anytime you need it. It's always available online. Whether you're finding out how much to price your item, or need a quick check against current rates, the calculator can give you those numbers quickly.

How does the Stripe Invoice Fee Calculator work?

The calculator takes the amount you entered and automatically calculates everything for you: the fees, the amount you receive, and the amount you should charge to pay for fees. It's checked against the current fees charged by Stripe, so you don't have to worry about keeping updated with what they charge!

Why is the calculator showing $0?

Don't worry! While the amount field is empty, the calculator will always show $0. Just enter your values and click Calculate to get started. If after pressing Calculate, you are still getting a $0 value, try refreshing the page. You can also check your internet connection to make sure you're getting the calculator to work.

Is it safe to use the Stripe Invoice Fee Calculator?

Certainly! The calculator doesn't need any customer data from you. We don't collect any of these, so you don't have to worry about unexpected charges or your data being stored somewhere you don't want it to be.

Do I need a Stripe account?

To use the Stripe Invoice Fee Calculator, you don't need a Stripe account! This is a great time to see if Stripe is right for you before you commit to an account. Simply enter your product or service fees and check how much you would be paying Stripe to use their gateway. Ensure you make an informed choice by calculating the fees beforehand! Once you're ready to start charging using Stripe, head on to Stripe to get your own account.

Can I pass on the Stripe fee to my customers as processing fees?

While you have the option to charge your customers a processing fee in Stripe's Settings page, make sure that you are legally allowed to do so! Some jurisdictions see this as being against the law, so make sure you double-check. Otherwise, you can use the Stripe Invoice Fee Calculator to check exactly how much you need to charge your customers!

Am I charged a different rate depending on where I or my client is located?

Stripe charges international transactions an additional 1% transaction fee as well as a foreign exchange fee (also 1%) if it's charged in a different currency. International fees are not yet available in our calculator, but this will be added soon! In the meantime, check out the Stripe website for more information.

Save your time with professional invoicing

Why spend your valuable time on free tools when you can use InvoiceBerry's web-based invoicing software to create and send out professional-looking invoices in minutes?

With InvoiceBerry, you can create, send and manage your invoices with ease, keep track of late payments and send out payment reminders for non-paying clients. Furthermore, track your expenses, keep client profiles and start accepting online payments to get your invoices paid even faster.

Enjoy your first invoices for free

Sign up for our free, no-obligation trial, choose one of our beautiful invoice designs, customize your colors, upload your logo and send out your first invoice in the next 5 minutes saving you valuable time to work on your business and clients.

Over 100,000+ around the world already use InvoiceBerry. Join them today.

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