{"id":695,"date":"2012-03-26T18:31:11","date_gmt":"2012-03-26T17:31:11","guid":{"rendered":"http:\/\/blog.invoiceberry.com\/?p=695"},"modified":"2014-03-03T12:28:15","modified_gmt":"2014-03-03T12:28:15","slug":"best-bank-accounts-for-start-ups-and-small-businesses","status":"publish","type":"post","link":"https:\/\/www.invoiceberry.com\/blog\/best-bank-accounts-for-start-ups-and-small-businesses\/","title":{"rendered":"Best Bank accounts for start-ups and small businesses"},"content":{"rendered":"<p>Finding the right bank account for your start-up or small business can be harder than you expect. All the major banks offer different types of business and start-up accounts and it sometimes can be hard to spot the differences.<\/p>\n<p>We created a list of the most important features of the start-up business bank accounts from HSBC, Santander, Natwest, Lloyds TSB and Barclays.<\/p>\n<h1>List of start-up business bank accounts<\/h1>\n<figure id=\"attachment_724\" aria-describedby=\"caption-attachment-724\" style=\"width: 300px\" class=\"wp-caption alignleft\"><img decoding=\"async\" loading=\"lazy\" class=\"size-medium wp-image-724  \" title=\"HSBC Logo\" alt=\"\" src=\"https:\/\/i0.wp.com\/www.invoiceberry.com\/blog\/wp-content\/uploads\/2012\/03\/hsbc_logo.jpg?resize=300%2C119&#038;ssl=1\" width=\"300\" height=\"119\" data-recalc-dims=\"1\" \/><figcaption id=\"caption-attachment-724\" class=\"wp-caption-text\">HSBC Business Direct Account &#8211; Start Ups<\/figcaption><\/figure>\n<ul>\n<li>Free for 18 months without transaction limits<\/li>\n<li>After 18 months still free, but with transaction limits<\/li>\n<li>Internet Banking and Business Telephone Banking included<\/li>\n<li>Annual turnover has to be below \u00a3500,000<\/li>\n<li><a href=\"http:\/\/www.business.hsbc.co.uk\/1\/2\/start-up-business\/business-bank-accounts\/business-direct-account\" target=\"_blank\">Click here to get to the HSBC website.<\/a><\/li>\n<\/ul>\n<hr \/>\n<figure id=\"attachment_723\" aria-describedby=\"caption-attachment-723\" style=\"width: 300px\" class=\"wp-caption alignleft\"><img decoding=\"async\" loading=\"lazy\" class=\"size-medium wp-image-723 \" title=\"Santander Logo\" alt=\"\" src=\"https:\/\/i1.wp.com\/www.invoiceberry.com\/blog\/wp-content\/uploads\/2012\/03\/santander_logo.jpg?resize=300%2C87&#038;ssl=1\" width=\"300\" height=\"87\" data-recalc-dims=\"1\" \/><figcaption id=\"caption-attachment-723\" class=\"wp-caption-text\">Santander Start Up Business Current Account<\/figcaption><\/figure>\n<ul>\n<li>\u00a0Free for 12 months for non-Santander customers<\/li>\n<li>Free for 18 months if you have your personal account with Santander<\/li>\n<li>Annual turnover has to be below \u00a3250,000<\/li>\n<li>Internet Banking and Telephone Banking included<\/li>\n<li><a href=\"http:\/\/www.santander-products.co.uk\/business\/start\/v4.html\" target=\"_blank\">Click here to get to the Santander website<\/a><\/li>\n<\/ul>\n<hr \/>\n<\/div>\n<figure id=\"attachment_722\" aria-describedby=\"caption-attachment-722\" style=\"width: 300px\" class=\"wp-caption alignleft\"><img decoding=\"async\" loading=\"lazy\" class=\"size-medium wp-image-722\" title=\"Natwest Logo\" alt=\"\" src=\"https:\/\/i1.wp.com\/www.invoiceberry.com\/blog\/wp-content\/uploads\/2012\/03\/natwest_logo.jpg?resize=300%2C102&#038;ssl=1\" width=\"300\" height=\"102\" data-recalc-dims=\"1\" \/><figcaption id=\"caption-attachment-722\" class=\"wp-caption-text\">NatWest Business Current Account &#8211; Start Ups<\/figcaption><\/figure>\n<ul>\n<li>\u00a0\u00a0Free for 24 months with unlimited transactions<\/li>\n<li>\u00a3500 fee-free overdraft in the first year<\/li>\n<li>Free Regus Gold Card Membership for 12 months (worth \u00a3420 p.a. ; giving you unlimited access to 1,200 Regus business lounges and cafes around the world)<\/li>\n<li>Internet Banking and Telephone Banking inlcuded<\/li>\n<li>Annual turnover has to be below \u00a31,000,000<\/li>\n<li><a href=\"http:\/\/www.natwest.com\/business\/starting-a-business\/two-years-free-banking.ashx\" target=\"_blank\">Click here to get to the NatWest website<\/a><\/li>\n<\/ul>\n<hr \/>\n<figure id=\"attachment_1784\" aria-describedby=\"caption-attachment-1784\" style=\"width: 300px\" class=\"wp-caption alignleft\"><a href=\"https:\/\/i1.wp.com\/www.invoiceberry.com\/blog\/wp-content\/uploads\/2012\/03\/lloyds_bank_business_bank_account_logo.png?ssl=1\"><img decoding=\"async\" loading=\"lazy\" class=\"size-medium wp-image-1784\" alt=\"Lloyds TSB Startup Banking Account\" src=\"https:\/\/i1.wp.com\/www.invoiceberry.com\/blog\/wp-content\/uploads\/2012\/03\/lloyds_bank_business_bank_account_logo.png?resize=300%2C92&#038;ssl=1\" width=\"300\" height=\"92\" data-recalc-dims=\"1\" \/><\/a><figcaption id=\"caption-attachment-1784\" class=\"wp-caption-text\">Lloyds TSB Startup Banking Account<\/figcaption><\/figure>\n<ul>\n<li>Free for 18 months<\/li>\n<li>Support from a relationship manager<\/li>\n<li>Internet Banking and Telephone Banking included<\/li>\n<li><a href=\"http:\/\/www.lloydstsbbusiness.com\/accounts\/businessaccountforstartups.asp\" target=\"_blank\">Click here to get to the Lloyds TSB website<\/a><\/li>\n<\/ul>\n<hr \/>\n<figure id=\"attachment_720\" aria-describedby=\"caption-attachment-720\" style=\"width: 300px\" class=\"wp-caption alignleft\"><img decoding=\"async\" loading=\"lazy\" class=\"size-medium wp-image-720\" title=\"Barclays Bank Logo\" alt=\"\" src=\"https:\/\/i0.wp.com\/www.invoiceberry.com\/blog\/wp-content\/uploads\/2012\/03\/barclays_logo.jpg?resize=300%2C101&#038;ssl=1\" width=\"300\" height=\"101\" data-recalc-dims=\"1\" \/><figcaption id=\"caption-attachment-720\" class=\"wp-caption-text\">Barclays Business Start-up Account<\/figcaption><\/figure>\n<ul>\n<li>\u00a0Free for 12 months<\/li>\n<li>Free for another 12 months if\u00a0Business Essentials , Business Essentials Plus or Barclays Business Manager software are purchased<\/li>\n<li>Internet Banking and Telephone Banking included<\/li>\n<li>Support from Barclays business manager<\/li>\n<li><a href=\"http:\/\/www.barclays.co.uk\/Businessbankaccounts\/BusinessAccounts\/Startupbusinessaccounts\/P1242558530035\" target=\"_blank\">Click here to get to the Barclays website<\/a><\/li>\n<\/ul>\n<hr \/>\n<h1 style=\"clear: both;\">So which bank to choose for my start-up?<\/h1>\n<p>Well, choosing a bank for the first business bank account of your start-up is a quite hard and &#8220;emotional&#8221; decision. You never can be sure if the bank suits your needs unless you try their services and see if their business support, features and pricing is suitable for your small business.<\/p>\n<p>Looking at the list above we would recommend <strong>Natwest<\/strong> as they offer a quite long free period of<strong> 24 months<\/strong> and the free <strong>Regus Gold Card membership<\/strong> for one year. This membership can be especially interesting for start-ups which operate from a home office and need to meet customers on a regular basis. Meeting customers at a Regus address will definitely come across more professional as meeting them in your living room.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Finding the right bank account for your start-up or small business can be harder than you expect. All the major banks offer different types of business and start-up accounts and it sometimes can be hard to spot the differences. We created a list of the most important features of the start-up business bank accounts from [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":764,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":""},"categories":[91,56],"tags":[93,92,58,6,62],"jetpack_featured_media_url":"https:\/\/i2.wp.com\/www.invoiceberry.com\/blog\/wp-content\/uploads\/2012\/03\/bank_building.jpg?fit=300%2C252&ssl=1","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p5m6q6-bd","amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.invoiceberry.com\/blog\/wp-json\/wp\/v2\/posts\/695"}],"collection":[{"href":"https:\/\/www.invoiceberry.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.invoiceberry.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.invoiceberry.com\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.invoiceberry.com\/blog\/wp-json\/wp\/v2\/comments?post=695"}],"version-history":[{"count":44,"href":"https:\/\/www.invoiceberry.com\/blog\/wp-json\/wp\/v2\/posts\/695\/revisions"}],"predecessor-version":[{"id":1788,"href":"https:\/\/www.invoiceberry.com\/blog\/wp-json\/wp\/v2\/posts\/695\/revisions\/1788"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.invoiceberry.com\/blog\/wp-json\/wp\/v2\/media\/764"}],"wp:attachment":[{"href":"https:\/\/www.invoiceberry.com\/blog\/wp-json\/wp\/v2\/media?parent=695"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.invoiceberry.com\/blog\/wp-json\/wp\/v2\/categories?post=695"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.invoiceberry.com\/blog\/wp-json\/wp\/v2\/tags?post=695"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}